greenbackgrazers


Its my birthday….and it’s free!!!!!
March 29, 2014, 8:51 PM
Filed under: couponing, Fun on a budget, Life style

Hello my super saver friends!  It’s that time again, yes my birthday and I would like to give you all a gift.  Actually several.

The list this year will begin; for the sake of my local readers,  in the Mont/Bucks County of Pennsylvania.  Then onto the Philadelphia region and nationally.  I will also include a category for kids birthdays.

Keep in mind that you should read the offers first before agreeing.  Some are good only on your actual birthday, where as others are good for a week or even a month.  On occasion, you will find you must enroll 30 days prior to your special day.   Choose wisely.

1) Applebees:  Sign up and get a special treat on your birthday.

2)Carrabba’s – Join the Amici Club and receive offers for complimentary menu items and a special offer on your birthday.

3) Chili’s: Sign up for the email club for free chips and queso as well as a birthday coupon.

4) Country Buffet: Buy one, get one entree for signing up and a coupon for your birthday

5) Cold Stone Creamery: Buy one, get one free coupon for your birthday.

6) Cracker Barrel: Sign up and get a free dessert on your birthday.

7) Dairy Queen: Join

the Blizzard Fan Club for an extra-special coupon on your birthday and surprise on your anniversary.

8)Dave & Buster’s: Get $10 “Bonus Game Play” with purchase of $10 game play just for signing up, plus $5 free game play on your birthday.

9) Dunkin Donuts: Sign up for Dunkin’ Perks and get a free medium beverage upon sign-up and another free medium beverage on your birthday.

10) Friendly’s: Join the BFF Club for a free 3-scoop sundae and birthday offers.

11) Houlihan’s: Free appetizer for joining and free entree for your birthday.

11) IHOP: Join the Pancake Revolution and receive a free meal within 24 hours and a free birthday meal.

12)Longhorn Steakhouse: Join the Western Hospitality Club and receive special offers plus a coupon for a free dessert on your birthday.

13)  Melting Pot: Become a member of Club Fondue, and you’ll receive a complimentary box of Signature Chocolate-Covered Strawberries with the purchase of any Big Night Out, Four-Course Classic or the combination of any two individual entrees and a cheese fondue. You’ll receive this same offer for your birthday.

14) Medieval Times: Join the Birthday Fellowship and the King’s Court to receive a free admission on your birthday.

15) Old Country Buffet: Free entree for signing up and another for your birthday.

16) Old Navy: Sign up for Old Navy emails (all the way at the bottom of the Old Navy homepage) to sign up for coupons and a special birthday treat.

17) Orange Julius: Sign up for a buy one, get one free drink.

18) Outback Steakhouse: Join Outback Rewards and get a free Aussie-tizer with the purchase of two entrees at sign-up and something special on your birthday.

19) Panera Bread: Get a MyPanera card from a Panera associate, register the card online, and you’ll start to receive special discounts, freebies and a birthday reward.

20) Red Lobster: Join the Fresh Catch Club and get a special birthday gift!

21) Red Robin – Yum! Sign up for the e-club to get a free burger and bottomless fries on your birthday.

22) Rita’s: Join Rita’s birthday Club to receive a special birthday treat.

23) Romano’s Macaroni Grill: Offers a $5 discount on any entree when you sign up for their newsletter as well as a birthday treat.

24) Ruby Tuesday: Join “So Connected” and enter your birthdate to join the birthday list. You’ll get a buy one, get one free entree coupon for signing up and a free burger on your birthday!

25)  Sephora: Become a Beauty Insider and get a complimentary birthday gift.

26) Smashbox: Sign up for their rewards program and receive free beauty products during the month of your birthday!

27)  Sonic: Sign up to be a Sonic Cruisers member for a surprise on your birthday (choice of free medium Tots, regular CreamSlush Treat or medium drink).

28) Starbucks: Get a free handcrafted beverage or one free food item of your choice on your birthday.

29) Texas Roadhouse: Join to receive delicious gifts and other fun stuff.

30) T.G.I. Fridays: Sign up for the Give Me More Stripes Guest Recognition Program for a free dessert or appetizer upon sign-up, an $8 coupon good for free food when you spend $100 or more on food, and a special treat on your birthday.

31) Uno Chicago Grill: Free birthday treat for signing up.

32) Victoria’s Secret: Sign up for the mailing list to receive a coupon for $10 off a $10 purchase.

33) ACE Hardware: Sign up for ACE Rewards and get a $5 off coupon on your birthday.

Regionally

1) DSW: Join DSW’s rewards program and receive a $5 gift certificate on your birthday.

2) CVS: Register for a CVS ExtraCare Card and get $3 in ExtraCare Bucks every year on your birthday.

3) American Eagle Outfitters: Sign up for AERewards and get 15% off during your birthday month.

4) Friendly’s: Join their BFF Club and get a free three-scoop sundae just for enrolling, as well as free birthday offers for your entire family.

5) P.F. Chang’s: Sign up for their email updates and get a free dessert on your birthday.

6) ChicK-fil-a- free meal on your birthday.

Nationally

1) Waffle House Regulars get a free meal too.

2)  if you’re in California, snag a trip to Catalina Island.

3) Cinemark will give you a free concession (read: popcorn) if you sign up for their email list.

4)  Ice cream you can have FREE DIPPIN’ DOTS

5) Missouri residents can receive a free lottery ticket by signing up for the email list.

6) If you’re on Foursquare, check to see if people have left tips re: free birthday drinks, appetizers, etc. at your local spots.

7)  And, since humans aren’t the only ones with birthdays, sign up your pet for Petco’s Birthday Club for special treats and savings.

International

1)If you happen to be in South Africa, enjoy a trip on the Table Mountain Aerial Cableway.

2)Delta will give you $100 off a trip booked through one of their vacation packages during your birthday month.

Kids

California Pizza Kitchen: Free CPK kids’ meal for his or her birthday and a $5 discount for signing up.

Burger King: Free kids’ meal on his or her birthday when you join the kids club.

Olan Mills Portrait Studio: Sign up for the Birthday Club and get a free package on your child’s birthday (ages 3 and younger).

Ringling Brother’s Barnum & Bailey Circus: Free ticket for children 12 months and under. Does not expire. See details here.

Sonic:  Kids ages 12 and younger can sign up for the Birthday Club for a coupon for a free Wacky Pack Kids Meal on their birthday.

Toys”R”Us: Sign up kids 10 and under for Geoffrey’s Birthday Club for a free party planner with a special offer, a birthday greeting card and $3 gift, an in-store celebration (including a birthday crown, a balloon, and an in-store announcement), and even a birthday call from Geoffrey himself.

Walmart: Free 8×10 custom collage for signing up for emails from Picture Me Portraits.

Disney: Register for Disney Movie Rewards and you’ll receive a credit for a free Blu-ray movie on your birthday.

Barnes & Noble: Sign up for their Kids’ Club and your child can receive a cupcake on their birthday.

Bashas’: Register your child in their Birthday Club and they’ll receive a free cake every year through age 10.

Bob Evans: Sign your children (12 and under) up for theBob Evans Birthday Club and the’ll receive free kids’ meals on their birthday.

California Pizza Kitchen: Sign your children (10 and under) up for the CPKids Birthday Club and they’ll receive a free meal during their birthday month.

Chuck E. Cheese’s: Join their email club and receive special offers and freebies for your child’s birthday.

Kmart: Join their Birthday Club and get a $5 gift card for your child’s birthday, plus a birthday gift pack.

Advertisements


Be the Light…

Okay Readers:) I am back with new ways to save your pennies and create new from old.  Today’s projects are actually ones I have recently finished.  I became obsessed with re-creating my space and since, like most of you, we are on a budget.  My latest project is re-doing the light fixtures in my home.  ImageImageImageImage



Olive oil-Not just Popeye’s girlfriend
May 9, 2013, 7:42 AM
Filed under: helpful household hints, Life style

Here is one more product with multiple uses…Have you ever thought about using olive oil for this?

1)  Paint remover-your hands can get stained with splatter while painting.  How do you get them clean with out scrubbing your hands raw?  Try a teaspoon of olive oil and mix with a pinch of either sugar or baking soda.  Gently rub over the area to remove paint.

2)  Unstick zippers-using a q-tip apply a small amount of oil to the inside of the slider and move the tab up and down the teeth a few times.

3)  If you find you have run out of your favorite shave cream, you can use sub it when shaving.    Lightly coat your legs in olive oil and your razor will run effortlessly over stubble.  It also conditions your razor blades too!

4)  Clean candlesticks.  Wash it first with mild dish soap and a few drops of olive oil.  To prevent pieces from sticking, wipe a tiny bit olive oil on the inside before you put the candle back in.

5)  Prevent hair balls.  Drizzle a teaspoon of olive oil on pet food to help any swallowed hair make its way through your furry friend’s digestive system so it won’t be coughed up instead.

 



More helpful Household hints!
July 11, 2012, 11:59 AM
Filed under: Craft Ideas, helpful household hints, Life style

 

Better than paper towels.

 

COFFEE FILTERS

Who knew! And you can buy 1,000 at the Dollar Tree for $1.00, even the large ones.

1. Cover bowls or dishes when cooking in the microwave.

2. Clean windows, mirrors, and chrome… Coffee filters are lint-free so they’ll leave windows sparkling.

 

3. Protect China by separating your good dishes with a coffee filter between each dish.

4. Filter broken cork from wine. If you break the cork when opening a wine bottle, filter the wine through a coffee filter.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

5. Protect a cast-iron skillet. Place a coffee filter in the skillet to absorb moisture and prevent rust.

 

6. Apply shoe polish. Ball up a lint-free coffee filter.

7. Recycle frying oil. After frying, strain oil through a sieve lined with a coffee filter.

8. Weigh chopped foods. Place chopped ingredients in a coffee filter on a kitchen scale.

 

9. Hold tacos. Coffee filters make convenient wrappers for messy foods.

10. Stop the soil from leaking out of a plant pot. Line a plant pot with a coffee filter to prevent the soil

from going through the drainage holes.

11. Prevent a Popsicle from dripping. Poke one or two holes as needed in a coffee filter.

12. Do you think we used expensive strips to wax eyebrows? Use strips of coffee filters..

13. Put a few in a plate and put your fried bacon, French fries, chicken fingers, etc on them.. It soaks out all the grease.

14. Keep in the bathroom. They make great “razor nick fixers..”

15. As a sewing backing. Use a filter as an easy-to-tear backing for embroidering or appliquéing soft fabrics.

16. Put baking soda into a coffee filter and insert into shoes or a closet to absorb or prevent odors.

17. Use them to strain soup stock and to tie fresh herbs in to put in soups and stews.

18 Use a coffee filter to prevent spilling when you add fluids to your car..

19. Use them as a spoon rest while cooking and clean up small counter spills.

20. Can use to hold dry ingredients when baking or when cutting a piece of fruit or veggies. Saves on having extra bowls to wash.

21. Use them to wrap Christmas ornaments for storage.

22. Use them to remove fingernail polish when out of cotton balls.

23. Use them to sprout seeds. Simply dampen the coffee filter, place seeds inside, fold it and place it into a zip-lock plastic bag until they sprout.

24. Use coffee filters as blotting paper for pressed flowers. Place the flowers between two coffee filters and put the coffee filters in phone book.

25. Use as a disposable “snack bowl” for popcorn, chips, etc.

 

26. Great in the tool room when separating nails and screws then use in to bottom of containers to remove moisture and prevent rust.

 

OH YEAH THEY ARE GREAT TO USE IN YOUR COFFEE MAKERS TOO

I didn’t know most of this stuff!



How can I get that smell out of my car? The power of vinegar
June 15, 2012, 9:01 AM
Filed under: Healthly Living, helpful household hints, Life style

Kill weeds and grass growing in unwanted places by pouring full-strength white distilled vinegar on them. This works especially well in crevices and cracks of walkways and driveways.
Give acid-loving plants like azaleas, rhododendrons, Hydrangea and gardenias a little help by watering them with a white distilled vinegar solution now and again. A cup of white distilled vinegar to a gallon of tap water is a good mixture.
Stop ants from congregating by pouring white distilled vinegar on the area.  This one my mom always used and it really works! Pour into spray bottle and use near walls and doorways and kitchen area.
Discourage cats from getting into the kids’ sandbox with white distilled vinegar.
Preserve cut flowers and liven droopy ones by adding 2 tablespoons white distilled vinegar and 1 teaspoon sugar to a quart of water in a vase.
Get rid of the water line in a flower vase by filling it with a solution of half water and half white distilled vinegar, or by soaking a paper towel in white distilled vinegar and stuffing it into the vase so that it is in contact with the water line.
Clean out stains and white mineral crusts in clay, glazed and plastic pots by soaking them for an hour or longer in a sink filled with a solution of half water and half white distilled vinegar.

To shine chrome sink fixtures that have a lime buildup, use a paste made of 2 tablespoons salt and 1 teaspoon white distilled vinegar.
Make your own scouring cleanser by combining 1/4 cup baking soda with 1 tablespoon liquid detergent. Add just enough white distilled vinegar to give it a thick but creamy texture.
Clean counter tops and make them smell sweet again with a cloth soaked in undiluted white distilled vinegar.
Clean and deodorize a drain by pouring in 1 cup baking soda, then one cup hot white distilled vinegar. Let this sit for 5 minutes or so, then run hot water down the drain.
Deodorize and clean the garbage disposal by pouring in 1/2 cup baking soda and 1/2 cup hot white distilled vinegar. Let sit for 5 minutes then run hot water down the disposal.

For cloudy glassware, soak paper towels or a cloth in full-strength white distilled vinegar and wrap around the inside and outside of the glass. Let sit awhile before rinsing clean.
Get rid of lime deposits in a tea kettle by adding 1/2 cup white distilled vinegar to the water and letting it sit overnight. If more drastic action is needed, boil full-strength white distilled vinegar in the kettle a few minutes, let cool and rinse with plain water.

Remove wallpaper easily by using a paint roller to wet the surface very thoroughly with a solution of equal parts white distilled vinegar and hot water. Or spray on until saturated.

Stave off high blood sugar and other Alzheimer’s risk factors with a daily dose of vinegar.  According to researchers, there is evidence that vinegar sinks risk factors that may lead to memory decline and dementia — namely, high blood sugar, insulin resistance, diabetes and prediabetes, and weight gain. While vinegar does not confront Alzheimer’s directly, studies at Arizona State University have found that vinegar can curb appetite and food intake, helping prevent weight gain and obesity. Swedish investigators agree. In one study, downing two or three tablespoons of vinegar with white bread cut expected rises in insulin and blood sugar by about 25 percent. Pour on the vinegar — add it to salad dressings, eat it by the spoonful, even mix it into a glass of drinking water. Any type of vinegar works because it’s the acidity that counts.

Stop insect stings and bites from itching by dabbing them with a cotton ball saturated with undiluted white distilled vinegar.
Soothe sunburn with a spray of white distilled vinegar, repeating as often as you like. Ice-cold white distilled vinegar will feel even better, and may prevent blistering and peeling.
For cuts and scrapes, use white distilled vinegar as an antiseptic.
Get rid of foot odor by washing feet well with antiseptic soap daily, then soaking them in undiluted cider vinegar for 10 minutes or so. Remember that cotton socks aid odor control more effectively than wool ones.
Clean a hairbrush by soaking in a white distilled vinegar solution.
Tone facial skin with a solution of equal parts white distilled vinegar and water.
If commercial aftershaves cause rashes and itching, try using undiluted white distilled vinegar as an aftershave lotion.
Lighten body freckles (not facial freckles) by rubbing on full-strength white distilled vinegar.
Eliminate bad breath and whiten your teeth by brushing them once or twice a week with white distilled vinegar.
Make nail polish last longer. Wipe fingernails with cotton balls dipped in white distilled vinegar before putting on nail polish.

Keep car windows frost-free overnight in winter by coating them with a solution of 3 parts white distilled vinegar to 1 part water.
Polish car chrome with full-strength white distilled vinegar on a soft cloth.
Remove unwanted decals and bumper stickers by covering them with a cloth soaked in white distilled vinegar, or by repeatedly spraying them with full-strength white distilled vinegar. They should peel off in a couple of hours.
Rid the windshield wipers of road grime by wiping them with a white distilled vinegar-soaked cloth.

Remove the leftover odor after a rider has been carsick by leaving a bowl of white distilled vinegar overnight on the floor.

Remove winter road salt residue on car carpeting by spraying with a mixture of equal parts white distilled vinegar and water, then blot with a soft towel.
Remove the hazy film that builds up on inside windows by spraying with white distilled vinegar.
Remove dirt and stains from car carpeting with a mixture of half white distilled vinegar and half water.
When doing car maintenance, soak rusty bolts and screws with white distilled vinegar to make them easier to remove.
Loosen chewing gum stuck to carpeting or upholstery by soaking it in white distilled vinegar.
Create an all-purpose window cleaner with a few ounces of white distilled vinegar in a quart of water.
Give leather upholstery an extra shine by cleaning it with hot white distilled vinegar and rinsing with soapy water. Make your car extra shiny by adding a few drops of white distilled vinegar to your bucket of water.

Keep a dog from scratching its ears by wiping them out regularly with a soft cloth dipped in undiluted white distilled vinegar.
Remove skunk odors by wiping down the animal with a 50-50 solution of white distilled vinegar and water, followed by a plain-water rinse. Repeat if necessary. Discourage a cat from sitting on a certain windowsill or other surface, or from scratching upholstery, by spraying white distilled vinegar on the item. Test first on an unnoticeable area to be sure there won’t be a discoloration.

Kill fleas by adding a little white distilled vinegar to your dog or cat’s drinking water.

Make perfect, fluffy meringue by adding a teaspoon of white distilled vinegar for every 3 to 4 egg whites used.
Perk up any can of soup or sauce with a teaspoon of red or white wine vinegar.
Eliminate the greasy taste in food cooked in a deep fryer by adding a dash of white distilled vinegar.
If you’ve added too much salt to a recipe, add a spoonful of white distilled vinegar and sugar to try correcting the taste.

To make basic vinaigrette salad dressing use 1 part white distilled vinegar to 4 parts oil.
Make creamy vinaigrette by adding some plain or whipped cream to a mixture of 1 part white distilled vinegar to 3 parts oil.
Tenderize meat with white distilled vinegar. Use it in marinades or when slow cooking any tough, inexpensive cuts of meat.
When poaching eggs, add a little white distilled vinegar to the water. The whites stay better formed.
For extra tenderness with boiling ribs or stew meat add a tablespoon of white distilled vinegar.
To add a zesty new taste to fresh fruits such as pears, cantaloupe, honeydew, or others, add a splash of rice or balsamic vinegar. Serve immediately to prevent the fruit from becoming mushy.
Freshen wilted vegetables by soaking them in cold water containing a spoonful or two of white distilled vinegar.



How to Save Money on Produce and Meat
June 13, 2012, 8:31 AM
Filed under: couponing, Financial tips, Healthly Living, Holiday Fun, Life style

Summer is the best time for fresh fruit and grilling out on the Bar-b-q and spending time with family and friends.  This year we have watched as prices for these items have soared and it seems that we might have to forgo those extras this year.  But not so fast…I have a few tips that will help you save at the checkout and bring home the tastes of summer you cherish.

Produce:

1) Tomatoes- rather than buy the cherry tomatoes buy the larger round ones these can be up to a $1 cheaper.  You can also grow your own whether you live in an apartment or condo, rent or own this is a cheap and easy alternative.  Just ask at your local nursery personnel for hints and tips.

2) Corn- unshucked corn is cheaper (it also lets the kids help preparing dinner).  Buy on the day you want to eat it, my husband’s family used to have a farm and he says that corn becomes less sweet the longer it sits around.

3) Mushrooms- instead of Portobello mushrooms, buy Creminis they are smaller versions of the Portobello.  In some stores it may save you as much as $3.

4) Strawberries-Here is a great idea, pick your own usually that saves you half the price.  It is also a fun way to spend time with the family.  Check in your area for some farms and stands where they advertise this feature.  It saves you money and creates lasting memories for your children.  A little hard work never hurt anyone:)

5) Salad greens – Don’t buy the bagged versions, Buy by the head.  To make it last and stay fresh longer up to a full week, wash the leaves and dry throughly.  Then store in a plastic bag that you have punched holes in with a fork.

5) At roadside stands, buy your stone fruit that is slightly bruised.  While you discard the bruised portion you still save about half of what the unblemished cost.  Buy at roadside stands as a rule for all produce this will be like buying direct.  No middle man in this case the store.  Fresh fruits and veggies have the most nutritional value anyway.

Meats:

1) Buy the “market grind.”  Rather than the national brands it is often a higher quality and is local.  It usually costs about a dollar less per pound.

2)  This one I had never heard.  Buy a 2 lb ham from the refrigerator section.  take it to the Deli counter and have them slice it.  You will get more meat and can use for sandwiches it will also cost about $1 less per pound.  Check with your store not all grocers will do this.

3) stock up on b-b-q  meats and rolls and ice cream around holidays these items are usually 60-70% off and using coupons always helps.

4) Buy a chuck roast it is cut from the same muscle as rib-eye, and tastes similar.  Ask the butcher to cut 2 steaks out of the first 4 inches of the eye of the chuck roast, then have him grind the rest into hamburger.  You could save almost $10.

Other products:

1)  Salsa- Shop the international isle.  Lesser known Latin brands are up to 30% cheaper than our national brands.

2)  Make your own marinades and dressings.

3) Buy hot dog and hamburger rolls at dollar store or discount stores.

 

 



Seven Ways to Save

1.  Save money with the library

Normal = Pay for things that the library offers for free

If you can get past the frequently outdated décor, public libraries are home to a wealth of resources. Of course you can borrow books instead of buying them, but they also often have subscriptions to high cost services or publications like Hoovers or Valueline. Our local library has grown a huge collection of popular CDs and DVDs over the last few years. So, it can be a cheap (free) ways to catch a few good movies. If you must be “Normal” and buy used at least.

2. Simplify your wardrobe

Normal = Buying clothes that you like without looking at the wardrobe as a whole

Don’t buy clothes that will only work as one outfit. Look for clothes that you will be able to wear with many other things, creating multiple outfits. Instead of buying that green and purple striped coat that will only go with one or two outfits, you could get a solid color gray that will work most of what you wear. Spend less money on the trendy items that won’t be in style long, and spend more on quality items. You really can do this and still be stylish at the same time. Simplifying your wardrobe is just one way you can save money on clothes.

3.  Make money with your clutter

Normal = Garage sale or throw away clutter

It is easier than you may think. eBay and Amazon.com make the process a breeze. Sign up for an account, take a few digital pictures, post it, and watch the buyers come to you. HINT: The biggest key I have noticed is selling brand name items and taking a few seconds to think, “If I wanted to buy this item, how would I search for it?” If you do this, you will be much more successful.  Of course, some of your junk won’t be worth the effort of selling it online. For that stuff – maybe garage sale, maybe just save yourself the hassle and give it to the thrift store.

4. Maintain stuff

Normal = Buy new, don’t maintain, it breaks, then buy new as cycle repeats again and again.

Even if you buy the best stuff, if you don’t maintain it you will not save you as much money as it could. You’ll then spend less on buying new stuff. When you buy something worth maintaining, take a few minutes to read the maintenance manual, and create a maintenance checklist that you can attach to the item. For important things like your car’s oil changes or tune-ups, put them in your calendar. To make it even easier schedule most of your maintenance all on one day with a Car Day.

5.   Saving energy = Saving money

Normal = wasting energy

Even though, “Being green is so IN right now,” the “normal” thing to do is waste energy. So not only will everyone think you are cool, ;) but you can save money as well. Check out these 10 Energy saving tips.

  • Use compact florescent light bulbs (CFLs) instead of traditional bulbs. Kiplinger’s mentions that, “if every U.S. household replaced just one incandescent bulb with a CFL, the emissions savings would be comparable to taking three million cars off the road for a year.” Supposedly the bulbs pay for themselves (from the energy savings) over the course of a year or so.
  • Add extra insulation to your water heater. If you have a water heater built before 2004, you can wrap it with an insulating jacket and save about $30 a year on your water heating bill.
  • Have your furnace tuned every two years and you will, “save about 1250 lbs of carbon dioxide and 10% on your heating bills.”
  • Lower the temperature on your thermostat. For every degree that you lower your home’s temperature during the cooler months, you can subtract about 5% from your bill.
  • Use cold water to wash your clothes and you can save 50% of the energy that you would use if you used hot water. I honestly don’t know what effect this has on the clothes themselves, so I will have to check with my wife on that one :)
  • Get a programmable thermostat. This wonderful tool allows you to program the temperature of your house on an hour by hour basis. So, it can be cooler when you are gone or asleep and warmer when you are around.
  • Use a weatherstrip around your front and back door and you can save about $30 a year on energy costs.
  • Set your water heater to 120 degrees (Fahrenheit for the international folks). Even if you don’t have a temperature gauge on your water heater, they suggest turning it down, “until the water feels hot, not scalding.” My husband always says this to me all the time.
  • Adjust your lawnmower to the 3-inch setting. They say that longer grass holds moisture longer, so you will not have to water as much.
  •  Wash your own car.  This saves you gas to the wash and money paying for something you can do yourself.  Unless you live in a place with no outside hose.  In this case take it to a friend’s house or if you must pay someone, this time of year lots of kids hold car washes to raise money for sports or trips.  Plus it makes you feel good and encourages the kids to work for the money and help.

6. Buying used stuff always saves money

Normal = Buy new

This is one of my favorite creative ways to save money. I wish we had this when I was in college, I have discovered that you could get textbooks for free, by buying and selling them at Amazon.  Send out an email to family or friends, or just ask around. You might be surprised. I was about to buy a printer, and then found out my mom just bought a laser printer and didn’t need her old inkjet.  Freecycle.org and craigslist.org are also good places to look. And of course, you can always check out garage sales and thrift shops.

7.  Go out to dinner for half price

Normal = Go to the same few restaurants all the time and pay full price

I love to try new restaurants, but since it is quite an expensive hobby – it is nice when you can save a few bucks. Enter the Entertainment Book. This wonderful tool costs about $25, but will pay for itself quickly if you use it a couple of times. It is available for most large U.S. cities and has thousands of coupons to participating restaurants – most of which are buy-one-get-one-free. This is one of my favorites ways to find new places to eat and save money in the process. Also consider Groupon.com or Restaurant.com and www.livingsocial.com who sells $25 gift certificates (with restrictions) for $10 to thousands of restaurants across the country.  Also check your mailers in the Val-pac and local mailers.  You can find lots of new places you haven’t tried yet!